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Debt To Income (DTI) Ratio

One of the first things a mortgage professional will calculate for you is your debt to income ratio or DTI. This will help reveal how much money (if any) the bank will be willing to lend you. This ratio, along with other factors, convey how high or low of a risk you will be…

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Mini-Blinds In Rentals

It’s always great as a residential landlord to find ways to spice-up a property without a huge investment. What are those extra things that will set your rental property apart from the others a potential tenant is considering? Will the cost of those extra things be offset…

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Improve Your Rentability By Texting

Waves of technology are sometimes hard to follow if they break hard from what you’re used to. A very popular means of communication currently is text messaging via your cell phone. I would argue that…

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Got A Question?

Tell Me What To Do!

Let me take a minute to review the basic steps to start investing (if you’ve been reading around this site, this will be review for you). Keep in mind, some of this may not apply to you, it is just the route MOST beginner investors follow…

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Crossing the “Someday River”

Unless you Googled “Never Gonna Let You Down by Rick Astley” and by some miraculous phenomenon were led to this site, you are probably here due to your interest in how to use real estate as an investment vehicle.  That means you’ve taken the first step, THINKING about what real estate might do for you [...]

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The Investor’s Learning Curve

If you find yourself at the point where you have thought about using real estate as part of your investment strategy AND you are truly ready to take ACTION, congratulations!   It is impossible to know the exact statistics of how many real estate thinkers turn into real estate do-ers, but the real estate do-ers are [...]

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Nervous About Buying in this “Scary” Real Estate Market?

Watch the evening news enough and you will be scared to even walk close to that deadly beast known as “real estate”.  Is it REALLY as bad as the media suggests?  Well, it depends who you are!  If you are a large corporation that buys mortgages in mass quantities from the lending institutions who initially [...]

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